Property & Casualty
What does VFIS Property & Casualty insurance cover?
We offer a variety of P&C insurance options to help meet the unique needs of ESOs, including:
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Property-helps protect facilities, grounds, machinery, equipment, furniture and personal items at the station.
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Auto-for damage to fire apparatus, ambulances, vehicles and privately-owned vehicles (POVs), as well as financial protections for liability risks connected to auto-related incidents.
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Portable equipment-covers equipment like personal effects, drones, water crafts, trailers and more at the station, emergency scene or anywhere in between.
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General Liability-helps to financially protect the organization, employees and volunteer members from general operational risks, including Professional Healthcare Liability and Good Samaritan Acts Coverage.
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Management Liability-helps to financially protect the organization, employees and volunteer members from management-related risks beyond your general liability policy, including Employment-related Practices Coverage and coverage for wrongful acts allegations.
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Excess Liability-expands limits to Automobile Liability, General Liability and Management Liability.
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Taking care of the department and the volunteers who put themselves personally at financial jeopardy.
INSURANCE PRODUCTS
You're there for others in critical moments—and so are we.
Whether it's the looming risk of cancer, underlying trauma from a horrific scene or not knowing what your next big call may be—there's a lot of things that can keep a responder up at night. And when you're dealing with life and death on a daily basis—insurance is probably the last thing you want to worry about. But these pivotal and life-changing moments are exactly what insurance should be designed for—and we're here to help make it simple so you can focus on what really matters.
