Accident And Sickness
Accident & Sickness, also called A&S, provides benefits to emergency responders and their families to help lessen the financial impacts of potential accidents and sicknesses. This includes providing funds to the loved ones of fallen members and funds for members who are injured in the line of duty, including incidents of dismemberment or illness impairment.
Group Term Life
Group Term provides life insurance benefits for fire service personnel, including volunteers, career members, retirees, auxiliary members, administration, and board members. This includes 24-hour on and off-duty coverage—which is a crucial benefit for fire departments as, unfortunately, many firefighters suffer from heart attacks within hours of leaving an emergency scene.

Cancer + Critical Illness
We offer a Critical Illness product to help provide coverage for cancers and illnesses that are not addressed by traditional Accident & Sickness and Workers' Compensation policies. This coverage includes financial benefits for members who suffer from heart attacks, strokes, kidney failure and cancer—and includes coverage for all members of an emergency service organization.
Health Insurance
VFIS of Arkansas can provide group health insurance benefits to your emergency service.



